Thursday, August 2, 2007

صور مرح




بص على الصوردى







وى كمان دى



Saturday, June 23, 2007

The Advantages of Trading Penny Stocks Online


Buying penny stocks online can be very profitable, but you will need a very reliable stockbroker to get the most from these penny shares.


However, before you get started trading penny stocks, you will need to open a trading account. You can do this in one of two ways: you can open an offline account, which will require a full service or discount broker; or you can buy and sell penny stocks online, which will still require a deeply discounted broker. If you find the perfect discount broker, then you will get competitive commission rates and trading facilities online, which is an excellent incentive for signing up with an online broker.


Buying or trading penny stocks online is a good way to get in on the ground floor with a company, especially if you know that this company is going to be big.


Penny stocks are shares that are not trading on the NASDAQ or on any other stock exchange. They are shares that are priced below $5.00 and they trade on the pink sheets. These penny stocks are low priced, of course, but they have a high-risk attached to them because these stocks usually have a short and also erratic history of earnings and revenues.


If you know the risks and still want to go for some penny shares, then you are welcome to as you like a risk. But a lot of people will prefer to stay with their shares that are riding high in the NASDAQ, as that is safer for them and they prefer that rather than taking a risk with penny shares.


The risk when buying penny shares is the chance of a high price rise or fall every time that there is the slightest rumor floating around about the company. If there is a rumor about a fall in the company's quarterly profits, then that could create a big drop in their prices, so proceed with caution.

Friday, June 22, 2007

Do Any Companies Offer Free Online Stock Trading?


While some companies offer what they claim is "free online stock trading," no company can ever realistically offer a product for free, unless they are a non-profit organization with a stated goal to help bad stock traders learn how to trade better. And because no such organizations exist, you will have to trade with a company that charges you fees, whether it is explicitly or implicitly.


Companies that offer "free online stock trading" are generally offering free access to a members-only online stock trading site, which will allow you to use a range of stock trading analysis tools; it will also usually give you access to dozens of free stock tips from different sources, often including relevant newspaper clippings about publicly-owned companies.


If you opt for a "free online stock trading" company that gives you a free membership, that site will likely generate revenue by selling ad space or by charging commissions on trades. This means that your stock trading experience may be significantly inhibited by pop-ups, flashy ads, and biased information; or it may mean that you will have to pay excessive fees every time you make a trade.


On the other hand, some "free online stock trading" companies charge membership fees, but do not charge for trades. If you plan to make a lot of small stock trades each month, then you should consider opting for one of these companies, which will charge you each month, but wont require you to pay fees when you trade. However, on the other hand, if you plan to make few large trades, then you should consider selecting one of the online stock trading companies that will charge you per trade, rather than per month.


Keep in mind that there is no best solution to this problem for every person. The best solution for one trader may be completely different for you. This is why is it is crucial to inspect each deal in terms of what it will offer you personally as a trader.

How to Find the Cheapest Online Stock Trading Service


If you are looking for a cheap online stock trading service, then you will need a web-based firm that won't charge you for signing up for their membership site and will also give you a lot of free services that you can use when you are a member. Of course, there is also always the option of asking a broker about cheap stocks that could skyrocket in value very soon.


Brokers are very easily to find. You can get in touch with one through the telephone, fax or even online. The best option, though, is a face-to-face meeting, as that will allow you to see their license to facilitate stock trades and to provide buyers with information. Brokers are very informed stock managers; and they know the mechanics of trading, as well as a number of tricks that can help you save money. They can also point to cheap stocks that could make a strong leap in a short amount of time.


But to fully get the full "thrill" of online stock trading, you have to get yourself signed up with a website that will allow you to make all of these decisions on your own. This is the easiest and best way to put what you know and what you learned into practice. You can then see if that information is correct or not by checking price shares periodically before you ever buy.


Finding the cheapest online stock trading website isn't hard really, but you have to be aware of the prices that are associated with these websites. Some of the website offer advice that is from a broker themselves. So you will have to pay some price for using this service, however it will more then likely be a monthly fee that you will have to pay.


But when you are looking for a totally free online stock trading website, you will not want to pay a single cent for the services. These websites are available and a simple search will help you find them. The only paying that you will do will be to buy those stocks that are hopefully going to bring you in some cash.

Thursday, June 21, 2007

How to Maximize the Return on Your Investment with Canadian Online Trading


There are a lot of websites that can help you start Canadian online trading. The right website can give you precious advice on how to start trading correctly and how to start making money through Canadian online trading services-whether they be relatively inexpensive services or high-quality services for professional traders; however, to begin with, you will have to find the right website for your needs.


The Internet is the best place to find specific information about trading. There are hundreds of websites that will offer you advice on online trading, no matter what strategy you plan to employ-no matter whether you want to trade futures or to profit off of shorts. Find the information and take it; because you never know when it could save you from a huge loss or give you a huge gain.


When you find the right website for you, then all you have to do is open an account and start Canadian online trading. When you do start online trading, you will be given the option of putting your money into worldwide shares, which are any shares that allow you to put some money into them and see how much the share equity increases before you purchase more. Of course, you will get up-to-the-minute stock prices on your shares and you will be able to purchase and sell shares extremely fast and through a secure server.


These websites really do have it all and they are the perfect place to begin your Canadian online trading career. But you don't have to be stuck to the computer screen all the time; you can come home from work and get the end-of-the-day stock prices-and then decide what to trade and what to keep for the following day.

Tuesday, June 19, 2007

Getting Smart Online



A study by the Pew Internet & American Life Project (www.pewinternet.org/
reports.asp) shows that 63 percent of U.S. adults are now online, and many
of them — especially those with several years of online experience — have
built Internet use into their lives in practical ways. This research indicates
that if you start using the Internet to do your own investing, you won’t spend
a significantly longer time in front of your computer than other people do.


Connecting to the Internet gives you access to millions of documents, a vast
variety of software programs, and high-caliber information that in the not-toodistant
past only large financial institutions could access. The World Wide
Web provides an easy-to-use interface with which you can access the Internet’s
many financial resources. With your Web browser, you can acquire an education
in investing, frequently avoid costly financial services, and conduct highgrade
online research.



Online investor tutorials



If you’re serious about seeing your capital grow at the fastest rate possible,
you need to get smart about investing. The Internet provides many online
tutorials, courses, and feature articles that can bring you up to speed.



Avoiding information overload



When you’re just starting out on the Internet, you
can easily become overwhelmed by the huge
amount of business and financial information that’s
available. The best way to avoid this information
overload is to divide these sources into specific
categories. You can add these categories to your
browser’s bookmark file. (Netscape Communicator
calls them bookmarks. In Internet Explorer, they’re
known as favorites.) For example, this chapter provides
information for these bookmark categories:


1-clubs
2-Investment news and market commentary
3-Investment publications
4-Investment simulations
5-Investment tutorials and training


Bookmarks offer a convenient way to retrieve
Web pages. When you find a Web page that you
know you’ll want to revisit, add it to your Web
browser’s list of bookmarks (or favorites — both
terms mean the same thing). The next time you
want to visit that page, you don’t have to search
for it or remember the series of links you followed
to reach the page in the first place.
Instead, you can simply select the page from
your list of bookmarks, and voilà! You’re there.
Your Internet browser has menu commands and
icons that enable you to create and organize
your bookmarks. For more information about
bookmarks, refer to The Internet For Dummies,
10th Edition, by Levine, Baroudi, and Young
(Wiley Publishing, Inc.).



Traditional investment bankers and brokerages that are competing for your
investment dollar often sponsor these sites.


These Web sites are usually 80 percent content and 20 percent sales pitch. In
my opinion, the ratio makes them well worth the annoyance or inconvenience
of having to complete a free registration or read an advertising banner. Here
are a few examples of these informative sites:



About Investing for Beginners (beginnersinvest.about.com) is
designed to help investors understand why the stock market exists,
what makes a stock undervalued or overpriced, and what makes stock
prices change. This collection of short online tutorials covers most of
the basics and can be very helpful for beginning investors.
Investing Basics (www.aaii.com/invbas) contains feature articles from
the American Association of Individual Investors (AAII). Articles show
individuals how to start successful investment programs, pick winning
investments, evaluate their choices, and more. The articles cost nothing
with your free registration. However, higher levels of information require
your membership. Basic membership is $29 a year for 10 issues of
the AAII Journal, the Annual Guide to the Top Mutual Funds, Yearly Tax
Planning Guide, Local Chapter Access, AAII Research portfolios, Discount
Broker Survey, Guide to Dividend Reinvestment Plans, Guide to Investment
Web Sites, and other reports. Enhanced membership is $53 and includes
all the Basic membership benefits, plus six issues of the AAII Computerized
Investing newsletter, member access to the Computerized Investing “sitewithin-
a-site,” and a 300-page online guide to Computerized Investing. The
$349 lifetime membership includes both the Basic and Enhanced membership
benefits for life.
CNN/Money 101 (money.cnn.com/pf/101) is written by the editors of
Money magazine and includes 23 interactive courses on managing all
your finances. Each online tutorial takes about ten minutes. Lessons
include calculators, quizzes, and a library for supplemental materials for
online investors who want to dig deeper.
NASD Investor Education (www.nasd.com/stellent/idcplg?
IdcService=SS_GET_PAGE&nodeId=13&ssSourceNodeId=5), provided
by the National Association of Securities Dealers, offers educational
materials for investors. In the top margin is information about investor
alerts, investment choices, investing resources, investor protection,
markets and trading, online tools for research, simulation games, and so
on. The left margin shows top links for investors. The center of the page
shows what’s new for investors, provides quick links, and offers investment
tips. The third column includes information about how to check
your investment professional’s background and an NASD Knowledge
Quiz. The Knowledge Quiz includes 18 questions guaranteed to test your
investment smarts.


Web sites for new investors


You can find many investor news, finance, banking, and investment organizations
on the Internet. Competition is high, so companies are willing to give
away a large amount of high-quality information, downloadable software, and
online tools for free. These organizations hope that individual investors, like
you, will become fans of their great services. This way the online company
can become a well-known entity that can charge advertisers for banner ads
or require financial institutions to pay high fees for using their services.


To see a few examples of investment sites for new investors, check out the
following Web pages:


MSN Money (moneycentral.msn.com/investor/research/wizards/
SRW.asp), shown in Figure 2-1, shows you how to research a stock.
Discover how to determine whether a company is financially sound, how
much investors are willing to pay for the stock today, how much investors
are likely to pay for the stock in the future, and how the stock compares to
the industry.
SmartMoney University (university.smartmoney.com) is a great
starting place if you’re a beginning investor or if you want to look up a
specific investing concept. Here, you discover the basics of investing
theory, are introduced to the concept of risk management, and get familiar
with the major asset categories.

Using Free and Fee-Based


Online investors have their choice of searching free or fee-based online databases.One advantage of both types of databases is that they’re constantlyopen.

That is, you can access them 24 hours a day, 7 days a week.It’s a no-brainer that savvy online investors should start with the free databases.If the information you desire isn’t available in the free databases, tryfee-based databases. If you carefully select a fee-based database for yourwell-constructed query, you can often get the information you want withoutpaying big bucks.


Totally free databases


The Internet is a network of networks linking millions of computers worldwidefor the purpose of communicating. The Internet was originally developedin 1969 for the U.S. military and gradually grew to include educational andresearch institutions. These colleges and universities have never charged forthe Internet they assisted in creating. Consequently, many free referencesources exist online. Here are a few examples:


Federal Reserve Bank of St. Louis (www.stls.frb.org/research/index.html) provides links to high-quality economic research such asFRED II (Federal Reserve Economic Data), a historical database of economicand financial statistics, and FRASER (Federal Reserve ArchivalSystem for Economic Research), a new collection of scanned images ofhistorical economic statistical publications, releases, and documents.Sign up for the mailing list and be notified about late-breaking data ornew publications.

The Federal Web Locator (www.infoctr.edu/fwl/index.htm#toc) isa service provided by the Center for Information Law and Policy and isintended to be the one-stop shopping point for federal government informationon the World Wide Web.

Government Information Locator Service (www.access.gpo.gov/su_docs/gils), shown in Figure 1-2, contains records of public informationthroughout the U.S. government. Government Information LocatorService (GILS) records and describes the GILS holdings of a particularagency. However, the GILS database is updated irregularly. Each GILSdocument is available as a downloadable ASCII text file and as anHTML file.


When all else fails — fee-based databases


For specialized investor topics, the only information available may be in anonline database that you have to pay for. How each organization charges fordatabase access varies from company to company. Charges can be by query,month, hour, or document. Most firms were designed for large corporate use,and they tend to flounder in their attempts to find equitable ways of chargingindividuals for private use.

Fee-based databases have several limitations. Often, they use their ownsearch methodologies that require some getting used to, and they can becostly. The fee structure may be geared for corporations and too expensivefor individual use. Databases tend to be traditional and may not have that bitof unique information you’re seeking.Here are a few examples of fee-based databases (all price quotes are as ofthis writing and are subject to change, just like everything else on theInternet):


Lexis-Nexis (www.lexis-nexis.com) includes information from majorregional and national newspapers, news sources, company information,and financial information, including SEC reports and proxy statements,in addition to other business sources in English and foreign languages.Find the information you need in one of two ways: select the product orservice that you want to subscribe to or choose a particular topic. Lexis-Nexis accepts online credit-card payments. You can pay as you go, $3 fornews sources, $4 to $12 for company and financial information. Or youcan pay by the day or the week. For example, newspaper, business, andfinancial databases are $250 weekly or $75 daily. The top 34 businesssources are $150 per week or $50 per day. Major papers (such as TheNew York Times, The Washington Post, and the Chicago Tribune) are $75per week or $30 per day.

Highbeam Research (www.highbeam.com/library/index.asp) has,among other things, electronic access to many newspapers, periodicals,and journals that you can search by keyword. Highbeam Research is agood source for background or academic financial research. Basic serviceis free and limited to previews of articles. Full membership includesunlimited access, lets you archive articles, and provides alerts whennew articles about a topic you’re researching are posted. A free sevendaytrial is available. Full membership is $19.95 per month or $99.95 for12 months.

STAT-USA (www.stat-usa.gov) is sponsored by the U.S. Department ofCommerce. This site includes economic indicators, statistics, and news.It also offers data about state and local bond rates, foreign exchangerates, and daily economic news. Statistics include interest rates, employment,income, prices, productivity, new construction, and home sales.Subscriptions for individuals are $75 per quarter or $175 per year.


Getting Online Investor InformationGeared to Your Needs


Today, online investors come from the entire spectrum of society. Onlineinvestors range from young to old, beginners to professionals, and so on.Each of these groups has specific needs and interests. Many of the individualsin these special-interest groups are looking to online communities foranswers and information about their special investment needs. Others seecommunities as a way to make online investing simpler because informationis geared to their way of thinking. The Internet provides special Web sites targetedto online investors with specific interests. The following is a sample ofwhat you’ll find on the Internet.


Investor Web sites for children


Every day you’re bombarded with information about the stock market. Turnon the car radio, walk through a hotel lobby, or watch the news on television,and you get updates about the stock market whether you want to or not. In arecent Merrill Lynch survey of 512 teenagers between the ages of 12 and 17,about 9 percent who save their money invest in mutual funds or stocks. Howcan young people invest? A parent must open a custodial account because aminor can’t make securities transactions without the approval of an accounttrustee. The Merrill Lynch statistic indicates an interest in investing that’ssupported by a number of online Web sites aimed at children.Here are a few examples of the wide range of online resources that can meetthe needs of even the youngest investor:


Big Money Adventure (www.agedwards.com/public/content/fcgi/bma/frontpage.fcgi) is a site in which you select your guides andadventure based on your age: 2 to 6, 6 to 10, and 10 to adult. Visit theRainbow Castle, jump into a storybook adventure, and learn aboutinvesting, or you can play a stock-picking game and win prizes.

The Young Investor Web site (www.younginvestor.com) is an interactivecommunity designed for children and parents. Find out the fundamentalsof managing money and investing. Don’t forget to visit the gameroom and play a few investing games.


Web sites for young investors


A recent NASDQ (National Association of Securities Dealers) survey showedthat college-aged individuals (18 to 34 years old) account for about 20 percentof all U.S. investors. Online brokerages target these investors as their next revenuesource. Many online brokerages understand that college-aged investorsdon’t have a lot to invest now but will likely become substantial investorsover time.


Here are a few examples of sites that target this group:


Edustock (library.thinkquest.org/3088) is an educational Web sitedesigned by high school students for investors young and old. The Website includes beginning investor tutorials about how to select stocks,company profiles, and a free 20-minute delayed online stock marketsimulation.

Independent Means (www.anincomeofherown.com) is a Web sitedesigned for women under 20 (and their over-20 mentors) to find anincome of their own. The motto of the Web site is “girls, money, andpower.” Discover articles about money and investing, teen businesspages, and more.

TeenAnalyst (www.teenanalyst.com) is staffed by a group of younginvestors aged 15 to 16 years old. Using their experience and knowledgeof investing, they bring young investors information in a fun and informativemanner.


Other investor special-interest sites


Many financial institutions sponsor special-interest Web sites that provideselected groups with the information they need to be educated investors.These and other specialty Web sites (which are often nonprofit) understandthat many investor sites attempt to educate online investors but fail to do socorrectly because they don’t understand the unique needs, top issues, andinterests of the Internet users they serve. The following sections presenta sampling of the various special-interest investor Web sites available:


Senior investors

Older investors can turn to the following sites for investment information:


Money & Investing (www.eldernet.com/money.htm) is geared tosenior citizens. You access this site from the ElderNet home page.ElderNet’s Money & Investing site provides tutorials on the basics ofinvesting, mutual funds, stocks, and bonds. Also, it includes soundadvice on how to select a financial advisor.

ThirdAge (www.thirdage.com/money) provides information aboutinvesting, money management, and retiring well for adults in their mid-40s through 50s. If you’re investing for an early retirement, this Web sitecan help you.


Socially responsible investors


If you have an active social conscience, consider these sites as startingpoints for your investment research:


SocialFunds.com (www.socialfunds.com) has more than 1,000 pages ofstrategic content to help investors make informed decisions regardingsocially responsible investing. The Web site provides news, information,research, investment analysis, and financial services.

The Investor Responsibility Research Center (www.irrc.org) providesresearch related to corporate governance, social issues, and environmentalpractices. Get information about corporate benchmarking andenvironmental indexes.

The Social Investment Forum (www.socialinvest.org) offers comprehensiveinformation, contacts, and resources on socially responsibleinvesting. The Web site includes an online guide, financial services,news, and research.


Minority and women investors


The following sites are representative of Internet investment resources targetedspecifically at minority and women investors:


The Gay Financial Network (www.gfn.com) provides free financialnews, information, and services. The site also includes articles by featuredcolumnists and a weekly poll.

WIFE.org (www.wife.org) is the Web site of the Women’s Institute forFinancial Education (WIFE), a nonprofit organization dedicated to financialindependence for women.

iVillage MoneyLife Personal Finance for Women (www.ivillage.com/money) targets women who want to take control of their finances andstart investing. Other topics include handling credit and debt, lifeand money, and money talk.